ctUSD MoonPay On-Ramps are Live - Available in 120+ Countries

Today, MoonPay on-ramps and off-ramps officially go live for ctUSD, providing seamless banking rails between on-chain collateral and off-chain fiat systems for the Bitcoin ecosystem.

In partnership with MoonPay and M0, Citrea launched ctUSD to establish foundational liquidity for Bitcoin applications. ctUSD is now officially live for direct on-ramps in the US (excluding New York, Colorado and U.S. Virgin Islands) and across 120+ countries worldwide. 

Start with ctUSD MoonPay On-Ramps/Off-Ramps

ctUSD: Unified Liquidity for Bitcoin with MoonPay Rails

Powered by M0’s modular stablecoin infrastructure and issued by MoonPay, Citrea USD (ctUSD) is a 1:1 U.S. dollar-denominated stablecoin that is fully backed by a U.S. Dollar and short-term U.S. Treasury bills reserve. 

ctUSD was built to serve as the foundational liquidity layer for Bitcoin applications. It gives users and institutions seamless stablecoin liquidity that is directly tied to a growing Bitcoin ecosystem of lending, yield generation, and vaults.

The market has already demonstrated incredibly strong demand for this utility. ctUSD supply has exceeded 24M+ at peak times while strongly maintaining a baseline of $6M+. Now, with the frictionless integration of MoonPay on-ramps, this growth and adoption will only accelerate further.

"Bitcoin needs the same fiat connectivity that every other major chain already has," said Ivan Soto-Wright, CEO and co-founder of MoonPay. "ctUSD gives Bitcoin applications a dollar-denominated settlement asset backed by Treasury bills and cash. Our onramps and offramps make that asset reachable from a bank account, not just a wallet. That is the infrastructure Bitcoin's capital markets need to scale."

Available in the US and 120+ Countries

Through this integration, ctUSD taps into broad MoonPay rails, unlocking direct access for millions of everyday users who want to engage with Bitcoin-secured financial applications. 

“ctUSD’s liquidity has already been actively serving the Bitcoin ecosystem, fueling robust lending markets, vaults, and yields,” said Orkun Kilic, CEO of Chainway Labs, core contributor to Citrea. “With MoonPay on-ramps, the onboarding experience has become entirely frictionless for millions of users. By bringing seamless fiat rails to ctUSD, we are enabling off-chain capital to flow into Bitcoin's ecosystem, unlocking Bitcoin capital markets at scale.”

Supported Countries for ctUSD MoonPay On-Ramps:

• The US (Excluding New York, Colorado, and the U.S. Virgin Islands): Thanks to MoonPay's robust regulatory infrastructure and Money Transmitter Licenses (MTLs), ctUSD has become widely accessible for users across the majority of the United States.
• 124 Countries Worldwide: Beyond the US, MoonPay rails cover worldwide access, bringing ctUSD to a truly global audience. The integration covers 124 countries, seamlessly connecting users in regions like Brazil, Hong Kong, South Korea, Australia, New Zealand, Singapore, South Africa, the UAE, and more. 

Exclusions for ctUSD: New York, Colorado, Canada, United Kingdom, and EEA. See the full list of supported and not supported countries

A Frictionless Bitcoin Economy

Citrea has always been driven by the mission to build accessible and self-custodial Bitcoin capital markets. The launch of MoonPay on-ramps for ctUSD is a major step in that journey. By connecting global fiat rails directly to Bitcoin liquidity, we are empowering users worldwide to participate in the Bitcoin economy while eliminating the onboarding hurdles that constrained its programmable potential.

Now, anyone can effortlessly move off-chain dollars straight into active Bitcoin lending, yield, and liquidity. Together, we are building a frictionless financial layer where Bitcoin is not just held, but actively and securely put to work globally. 

About Citrea:

Citrea is the Bitcoin application layer, enabling institutions and users to access Bitcoin capital markets. The platform aims to expand Bitcoin’s financial utility while remaining anchored to the network’s security model. Citrea is backed by investors including Founders Fund, Galaxy, Maven 11, Delphi Digital, Erik Voorhees, Balaji Srinivasan and more. 

For more information, please visit: Citrea website | Citrea X Account

About MoonPay:

Founded in 2019, MoonPay is a global financial technology company that helps businesses and consumers move value across fiat and digital assets. MoonPay has more than 30 million customers across 180 countries and supports more than 500 enterprise customers spanning crypto and fintech.

Through a single integration, MoonPay powers on- and off-ramps, trading, crypto payments, and stablecoin infrastructure, connecting traditional payment rails with blockchains. MoonPay maintains a broad regulatory footprint, including a New York BitLicense, a New York Limited Purpose Trust Charter, and money transmitter licenses across the United States, as well as MiCA authorization in the EU.

MoonPay is how the world moves value.

About M0: 

M0 is the modular stablecoin infrastructure. It gives businesses everything they need to launch a stablecoin built around their product, with separate, configurable layers for application, distribution, and issuance. Choose your regulated issuer, with the option to switch them later. Design how your stablecoin behaves with templates and custom logic. Tap shared liquidity across the network from day one. Other stablecoin platforms bundle every layer into a single fixed stack. M0 keeps them independent, so your stablecoin stays yours. Learn more at https://www.m0.org.